Greater Control of Insurance Costs
The group captives that work with us base premium on members’ individual loss experience, not state rates or industry averages.
Reimagining Commercial Insurance to Work for Businesses
When our founders created Captive Resources 40 years ago, they set out to answer a simple question: How can we reimagine commercial insurance to benefit insureds rather than insurers? Companies relying on commercial insurance programs were (and still are) plagued by challenges like a lack of control over premiums, little transparency into insurance programs, and little, if any, emphasis on helping companies reduce their cost of risk.
Captive Resources decided to create a better way. We developed a member-owned group captive model that allows companies to become stakeholders in their own insurance company. For group captive members, the result is greater control over insurance coverage, premiums based on actual loss experience, and the potential to earn dividends for better-than-expected loss performance.
Four decades later, Captive Resources remains the industry leader in member-owned group captives. Today, we provide our expert consultation services to 47 group captives comprising over 6,500 member companies from across the U.S. Our lasting success is a testament to our team’s dedication to empowering businesses to take control of their insurance destiny.
Improved Workplace Safety
Our group captive model incentivizes members to develop workplace cultures that exemplify the best safety and loss prevention practices.
Profit Potential
When members improve workplace safety and outperform loss expectations, our model returns those unused underwriting dollars in the form of dividends.
Triple-I Brief Explains How Group Captives Can Help Companies Lower Costs
Today’s inflationary environment has contributed to soaring insurance premiums for many companies, leading them to seek ways to control costs. This new Triple-I brief explains why group captive insurance can be a viable risk financing solution to help companies lower and stabilize premiums.
Group Captive Insurance Companies: Member-Owned, Member Controlled
Are you frustrated with the lack of control your company has over insurance premiums, coverage, and claims? Check out the video to learn how group captives can help.
We Take Service Seriously
Intro to Member-Owned Group Captives
If you’re new to group captive insurance, we have what you need to get up to speed. Learn the basics of our member-owned group captive model — how it can help you take control of insurance costs, what type of companies are best suited for it, and how it's designed to reward workplace safety.
Medical Stop Loss Group Captives
Health insurance is vital for many employees — unfortunately, employers feel they have no control over it. To help companies address the volatility, Captive Resources advises three medical stop loss captives for companies who self-fund or are interested in self-funding their health coverage.
$4.5
Billion
in Gross Written Premium
>6,500
Member Companies Across 46 Captives
98%
Member Retention Rate Year-Over-Year
